This week, our guest is Kristine Novakowski, Executive Director of Northern Ocean Habitat For Humanity.  They’re now accepting applications for families for their two new homes being built.  Founded in 1999, Northern Ocean Habitat has been providing homeownership opportunities for hardworking families.  Northern Ocean Habitat has built 19 affordable homes and rehabbed 60 Sandy impacted home in Ocean County. If you live in substandard housing or overcrowded conditions, plan on attending their information session virtually on Saturday March 6th.  Learn about the application process and income qualifications.  For more information, call 732 818 9500 extension 101 or visit nohfh.com/homeownership to download the application.